The article emphasise on the current legal rules and regulations related
to cryptocurrencies. Due to the risks and benefits associated with trading and
using virtual currency, it is very essential to regulate by standard law. Contemporary regulations of the European Union are presented it this article along with
the Republic of Poland act related to money laundering and terrorist financing.
Virtual currency represented as an objective part of property law. The position
of financial control authorities elaborated with regards of threats involve in virtual currencies trading. The recipient introduced to the principles of the formation and types of virtual currencies, as well as the cryptographic method of
the distributed register. The positive aspects of the technological encasement
also introduced along with the new digital economy have been demonstrated.
The draft acts were introduced in legal regulations which is the field of virtual
currency trading. The use of financial investment trends leads to development of
new directions which is changing old era of financial investments.
REFERENCES(13)
1.
Federal Association for Information Technology, Telecommunications and New Media, e.V. Albrechtstraße 10, 10117 Berlin 2020.
Gradzi D. (2020). FinTech/RegTech. Ryzyko związane z praniem pieniędzy i finansowaniem terroryzmu wynikające z nowych technologii w obszarze płatności elektronicznych, Przegląd Bezpieczeństwa Wewnętrznego, 12/22, s. 11–38.
Pulication of International Bank for Reconstruction and Development, Distributed Ledger Technology (DLT) and Blockchain, FinTech Note, 1, Washington 2017.
Dyrektywa Parlamentu Europejskiego i Rady (UE) 2018/843 z 30 maja 2018 r. zmieniająca dyrektywę (UE) 2015/849 w sprawie zapobiegania wykorzystywaniu systemu finansowego do prania pieniędzy lub finansowania terroryzmu oraz zmieniająca dyrektywy 2009/138/WE i 2013/36/UE (tekst mający znaczenie dla EOG), PE/72/2017/REV/1 (Dz.U. L 156 z 19.6.2018).
Pismo z 12 stycznia 2020 r. Urząd Komisji Nadzoru Finansowego, Ostrzeżenie o ryzykach związanych z nabywaniem oraz z obrotem kryptoaktywami (w tym walutami wirtualnymi oraz kryptowalutami).
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